Proud To Be Named One Of The 50 Best Companies To Work For By Prairie Business For The Fifth Year In A Row!

Proud To Be Named One Of The 50 Best Companies To Work For By Prairie Business For The Fifth Year In A Row!

We are humbled and excited to share that First International Bank & Trust was once again chosen as a winner of the 50 Best Places To Work - as voted upon by our employees. This is our fifth year in a row obtaining this amazing achievement.

You may read the full article by Prairie Business magazine here.

Debit Card Fraud Monitoring Program Enhanced with Two-Way Text Fraud Alerts

Debit Card Fraud Monitoring Program Enhanced with Two-Way Text Fraud Alerts

At First International Bank & Trust, we want to make sure that using your debit card is always as safe and convenient as possible. That’s why we are adding text alerts as part of our ongoing fraud monitoring program. 

With text fraud alerts, if our system detects suspicious activity on your debit card, you’ll receive a text message with details about the suspected transaction. All you have to do is respond to the test to confirm the transaction.

If you indicate the transaction is fraud, you’ll receive another message with a number to call for follow-up. If not, you’re all set. The system will mark the transaction as legitimate and you can get on with your day – simple as that.

Getting started:   If we have your current mobile number on file, you will receive an initial text message the week of August 13, 2018 with instructions to verify your enrollment and then you’re all set. 

Want to make sure we have all of your current contact information?   Simply log into Online Banking and go to “Quick Forms” and select “Address Change” to update your information. You may also call at 1-800-359-8092 or stop by your nearest location to update your contact information.

To learn more, watch our short video:

*Message and data rates may apply. Such charges include those from your communications service provider.

No Origination Fee Announced for Most Mortgages

First International Bank and Trust is proud to announce that we are eliminating the origination fee on most mortgage loans. In addition to our competitive rates, local decision making, and in-house servicing, we are happy to add yet another benefit of financing your dream home with us. Our mortgage experts make it their mission to act as your advisor to help you find a loan that aligns with your personal goals. Call, click, or come in today to enjoy the benefit of having no origination fee on your mortgage loan.

To find a mortgage expert in your market, click here.

Available to qualified borrowers seeking conventional and government-insured financing only. Promotion does not apply to  portfolio or in-house products. Max loan amount $453,100. Subject to credit approval and program guidelines. Rate and terms are subject to change without notice. Member FDIC, Equal Housing Lender.
New Credit Monitoring & Alert Service Now Available!

New Credit Monitoring & Alert Service Now Available!

We are thrilled to share that a new exclusive benefit for First International Bank & Trust customers is now available – called Credit Sense, found inside Online Banking.

Credit Sense will allow you to:

  • Instantly see your credit score* inside Online & Mobile Banking. Scores are updated on demand using a “soft pull” on your credit report which does not affect your score.

  • Set up email notifications and alerts of key changes to your credit report or suspicious activity to help prevent identity fraud.

  • Calculate savings from consolidating, refinancing or assuming new debt.

  • Learn about the factors that most impact and can improve your credit score as well have access to hundreds of articles on credit, debit, spending and saving.

Get started today! When logged in to Online or Mobile Banking, simply click on the "Check Your Score for FREE" blue box to enroll.


Don’t put this off – take steps today to protect yourself and have peace of mind in this first line of defense against fraud.

*May be different than the credit score used in making credit decisions.
2018 Live First Community Grant Winners Announced

2018 Live First Community Grant Winners Announced

FARGO, ND: May 23, 2018 – First International Bank & Trust is proud to announce the winners of their Fourth Annual Live First Community Giving Campaign. There were 73 community organizations that applied for the grants that attracted over 25,000 votes on Social Media.

The following community groups have been selected as recipients for the 2018 Live First Community Grants!

$5,000 Award – Hope Blooms, Fargo, ND 

You matter. These two tiny words hold a special meaning in our heart because they are the inspiration behind the inception of Hope Blooms. They exemplify belonging and inclusion and illustrate a person's fundamental value as a human being. Hope Blooms directly invests in the local community by spreading joy through flower bouquet donations to our community’s most vulnerable individuals who need the most in our community. 

$1,000 Award – Start Bismarck, Bismarck, ND

Start Bismarck exists to create & connect a community of startups. They embrace risk-taking, promote entrepreneurial activity, and organize grassroots community-building events in Bismarck, North Dakota. We're answering the question: "How can we change the face of our startup community by sharing 1 million cups of coffee?" The entrepreneur shares his/her story, and then engages in meaningful conversation with the audience. This weekly event gives business owners permission to think bigger and better.

$1,000 Award – United Chinese Americans Fargo-Moorhead, Fargo, ND & Moorhead, MN

United Chinese Americans Fargo-Moorhead (UCAFM) purpose is to promote fellowship and friendship among Chinese Americans; increase public awareness and understanding of the Chinese arts and culture; and help Chinese Americans integrate into the Fargo-Moorhead Community.

$1000 Award – Addie’s Royal Cupcake Stand, Moorhead, MN

Each summer Addie hosts a lemonade and cupcake stand to help make dreams come true for kids on the wait list from the Sunshine Foundation! The Sunshine Foundation Grants dreams come true to kids who have disabilities, illness or who have been abused. Addie has helped raise nearly $20,000 and made 5 dreams come true!


“I am amazed by the overwhelming engagement from our community. With nearly double the number of participating organizations this year, we are excited to share that four additional recipients will also be awarded a grant.”

- Peter Stenehjem, President


$500 Award – Central Lakes College Student Senate, Staples, MN

The Central Lakes College Student Senate has a long history of holding community events for local area children and their parents. Throughout the academic year, the CLC student volunteers plan and coordinate such events as the Fall Festival, CLC Haunted House, Kids Christmas Party, and the Community Egg Hunt. These events seek to provide area kids with a free, fun, and safe experience while also teaching our college student community the importance of engagement with their local communities.  

$500 Award – Kalix, Minot, ND

Kalix is licensed by the North Dakota Department of Human Services to provide a variety of residential and vocational programs to adults with developmental disabilities. It is our goal to provide people with an opportunity to maintain their quality of life when experiencing Dimentia for as long as possible by taking a journey that doesn't require them to remember why they are there or where they have come from. The Kalix Outdoor Space & Sensory Garden will provide multi-sensory stimulation from the environment including: engaging with nature, relaxation, exercise, and an opportunity to socialize by connecting with others in a shared experience.  

$500 Award – Rough Rider Center, Watford City, ND

It has recently been approved by the Parks and Recreation board to put a playground in downstairs by the pool area of the Rough Rider Center. This playground will benefit many in our community with how many activities we have at the Rough Rider Center along with many mothers with young children and grandparents who need and want a place to enjoy taking their kids, especially in the winter.

$500 Award – Heart of America Care Center, Rugby, ND

Heart of America Care Center, a 55 bed Skilled Nursing Facility, has been serving North Central North Dakota since 1963, ensuring that families are able to remain close through all stages of life. There is a nation-wide initiative to reduce high risk medication use in the elderly population. An Aroma Therapy program will improve the quality of life for our Residents by decreasing their risk for falls, improving appetite, improving sleep patterns, and decreasing negative side effects such as stroke or even death.

Due to the overwhelming response to the Live First Community Grant program, First International Bank & Trust plans to continue the annual tradition in the future.