Heads-up on Security


 
The Equifax breach, the Target breach and on and on. It seems like every couple of months there is a new information security threat hitting the news. At First International Bank & Trust we take our customers security and privacy very seriously. Here are a few ways to avoid the latest scams; phishing, vishing, and smishing. 

Phishing – The attempt to acquire sensitive information such as usernames, passwords, and credit card details by appearing to be a trustworthy source. Phishing occurs through electronic communication, such as email. Criminals send out massive amounts of emails, hoping to get some individuals to fall victim. Common email subject lines might be:
  • Urgent!
  • Action Required!
  • Important!
  • Breaking News (criminals often use a current event to grab your attention)
Criminals ask the victim to either click on a link or open an attachment. If this action is completed, your computer will most likely be infected with a virus in order for the criminal to gain your personal information; or the criminals may simply request the information.

Vishing – The attempt to gain sensitive information using voice or phone call with local numbers to give the appearance of a local trusted organization. If you receive a call by someone claiming to be a financial institution, person of authority, or someone looking to confirm information, there’s a good chance they’re a criminal. Common calls indicating a scam include:
  •  A call claiming they have seen suspicious traffic from your computer or they can fix your slow computer.
  • A call claiming you’ve won the lottery.
  • A call indicating you have a relative in jail. 
Smishing – The attempt to gain sensitive information through text message. If you receive a text from an untrusted sender don’t click on the link, respond to it or take any further actions. It the text message is impersonating a financial institution, you may want to make them aware to the event.

Whether it’s phishing, vishing, or smishing. Here are some best practices. 
  • DON’T click on the link or open the attachment.
  • Be suspicious of any unsolicited email requesting personal information.
  • Keep an eye out for grammatical or spellings errors in any email that may seem suspicious. You can also hoover over the link to ensure the link embedded in the email is the link you are being directed to. 
  • Avoid filling out forms in email messages that ask for personal information. Never send personal or sensitive information via email. 
  • Always compare the link in the email to the link that you are actually directed to. 
  • Visit the official website by typing in the address, instead of clicking on a link in an unsolicited email. 
  • Contact the actual business that supposedly sent the email to verify if the email is genuine. Do no use a number contained within the email. Lookup the phone number on the internet or with a phone book. 
First International Bank & Trust will never email, call or text you and ask you to verify personal information. For more information on this, and other information security threats, visit our website.
 
 

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