Our Grand Forks Location

At First International Bank and Trust, we’re all about living and helping your dreams come true. Because we’re not just in the banking business, we’re in the first home business, the community sponsorship business and the how-do-I-make-this happen business. Making your banking life easy, so you can focus on what matters most.

Find a Professional

New Accounts

  • Grand Forks, ND

  • Learn More About Our New Accounts

    • 2Advantage Account

      Earn a premium interest rate, plus additional advantages.

      Maintain $5,000 minimum daily balance to receive a refunded monthly service charge AND get up to $25 in refunded ATM fees automatically per statement cycle. 

      Plus, take advantage of higher interest rates with qualifying loan relationships. 

      Minimum Opening Deposit: $5,000
      Monthly Service Charge: $12.95

      Additional Advantages:

      • Up to $500 off closing costs for first mortgage
      • Special Credit Card offer
      • Free first year rental of safe deposit box
      • And more!

      Learn more about the Advantage Account ›

    • 3Rewards Account

      Enjoy rewards for simply using your account!

      Choose one of the following:
      • Receive your account statement electronically
      • Receive a monthly direct deposit
      • Make a mobile check deposit monthly
      AND spend $500 or more with your debit card each statement cycle to get this:
       
      Monthly Debit
      Card Spend
      ATM Fee
      Refund
      Cash
      Reward
      Monthly Account
      Service Charge
      $500 - $1,500 Up to $10 $5.95 $5.95
      More than $1,500 Up to $15 $10.95 $5.95
       


       

      Minimum Opening Deposit: $100


      Additional Rewards:

      • Up to $250 off closing costs for first mortgage
      • Special Credit Card offer
      • And more!

      Getting Started Perk!

      If you are age 23 or younger and receive your statements electronically, you will receive an automatic service charge refun and either a minimum ATM refund of up to $10 or a maximum of $15 if you have more than $1,500 in debit card spend each statement cycle. 

      Learn more about the Rewards Account ›

    • 1Essential Account

      Everything you need with a simple account.

      Choose ONE of the following to receive a refunded monthly service charge: 
      • Receive your account statement electronically
      • Receive a monthly direct deposit
      • Make a mobile check deposit monthly

      Minimum Opening Deposit: $100
      Monthly Service Charge: $7.95


      You've Earned It Perk!

      If you are age 55 or better, you will receive an automatic service charge refund each statement cycle. Should you choose to receive mailed paper statements instead of electronic delivery, you will receive an automatic refunded mailed paper statement fee each statement cycle.

      Learn more about the Essential Account ›